[HEADER]
Title=Building a Banking and Investment Company
Description=Building a bank from the ground up – This is what we do in this session. We also play the role of an opportunistic investor. Banking and Finance DLC. Subsidiary DLC. Watch, learn, play by yourself and have fun! :-) by Lightproton

[ENVIRONMENT]
Number of Cities=4
Your Start-up Capital=Very High
Random Events=Never
Game Starting Year=1990
Retail Store Type=Many
Technology Disruption=No
Stock Market=Yes
Boom-Bust Cycle Volatility=High
Macro Economy Realism=High
Inflation=Off
Subsidiaries=0
Private Company=No
Retail Store Floors=Multiple

[CITIES]
City=London
Consumer Goods Seaports=1
Industrial Goods Seaports=2
Map Seed=3012, 1801

City=Frankfurt
Consumer Goods Seaports=1
Industrial Goods Seaports=2
Map Seed=106, 1998

City=New York City
Consumer Goods Seaports=1
Industrial Goods Seaports=2
Map Seed=1705, 1792

City=Hong Kong
Consumer Goods Seaports=1
Industrial Goods Seaports=2
Map Seed=302, 1891

[COMPETITORS]
Number of Competitors=30
Competitor Start-up Capital=High  
AI Expansion Aggressiveness=High
AI Pricing Aggressiveness=Moderate 
AI Expertise Level=High
AI Tech Head Start=None
Show Competitor Trade Secrets=Yes
AI Friendly Merger=Yes
Competence of Local Competitors=Moderate 
AI Product Expertise=Jewelry, 1
AI Product Expertise=Furniture, 1
AI Private Companies Percent=0

[IMPORTS]
Constant Import Supply=Yes
Import Quality=Low

[PRODUCTS]
Product Customization=Off

[LOCKS]
Product=All

[Banking and Finance DLC]
Aggressiveness of AI banks and insurance companies=High
Number of AI Companies Focused on Banking=Moderate
Number of AI Companies Focused on Insurance=Moderate
Tendency of AI to Set Up Banks=Moderate
Tendency of AI to Set Up Insurance Companies=Moderate
Feature Bank=Yes
Realistic Loan Demand=Yes
Savings Rate Modifier=100
Base Loan Interest Rate=Moderate
Initial Net Interest Spread=3
Maximum Loans-to-Assets Ratio=90
Corporate Deposit Cap=10
Required Bank Capital Ratio=7
Economy Impact on Loan Defaults=Moderate
Feature Insurance=Yes
Insurance Premiums Modifier=100
Insurance Claims=Moderate
Feature Bond=Yes
Percentage of Player Capital Funded by Bond=0
Bond Credit Standard=Normal
Bond Issue Limit=9
Feature Global Stock=Yes
Initial Stock Price Modifier=100
Global Stock Performance=Moderate
Realistic Money Supply=No
Venture Capitalists=5
VC Capital=2
VC Diversification=1
Acquire Companies Facing Bankruptcy=Yes
Warehouse Floors=Multiple





